Property ACORD 28 · revised May 2015

ACORD 28: Evidence of Commercial Property Insurance

ACORD 28 confirms commercial property coverage is in force, often requested by a lender financing a commercial building.

PDF · 215 KB · Last reviewed Aug 29, 2026
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How to fill out ACORD 28

What your insurance producer enters in each section, and why it matters.

Agency & Producer

Enter the issuing agency and producer.

Named Insured

Enter the legal business name holding the policy.

Property Description

Describe the commercial property location and building details.

Coverage & Perils

List coverage amount and the perils insured against.

The mistake that actually matters

Confusing this with ACORD 27, which is for evidence of property insurance on personal or smaller-scale property rather than commercial buildings.

Where to submit this form

Sent directly to the requesting lender.

Frequently asked questions

Is this the same as ACORD 27?

No, ACORD 28 is used specifically for commercial property, while ACORD 27 is more general.

Related forms

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Daniel Whitfield

Insurance Documentation Specialist

Daniel researches and writes about ACORD insurance forms and commercial insurance documentation, helping agents, brokers, and business owners understand what each form requires and how to complete it correctly.

This site is not affiliated with, endorsed by, or sponsored by ACORD LLC. ACORD® is a registered trademark of ACORD Corporation. This guide is for informational purposes only and is not legal or insurance advice.