Liability ACORD 27 · revised Apr 2016

ACORD 27: Evidence of Property Insurance

ACORD 27 confirms that property coverage is in force for a specific location. It is commonly requested by lenders and mortgage holders before closing or renewing a loan.

PDF · 210 KB · Last reviewed Sep 18, 2026
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How to fill out ACORD 27

What your insurance producer enters in each section, and why it matters.

Agency & Producer

Enter the agency and individual producer handling the policy.

Named Insured

Enter the legal name and address of the insured property owner.

Property Information

Describe the insured property, including its location and construction type.

Coverage Information

List the coverage amount, deductible, and applicable perils.

Additional Interest

Enter the lender or mortgage holder requesting evidence of coverage.

The mistake that actually matters

Missing the loan or reference number the lender uses to match the evidence form to the correct loan file is a common cause of delay.

Where to submit this form

Sent directly to the requesting lender or mortgage servicer.

Frequently asked questions

Who requests ACORD 27?

Most often a mortgage lender, as a condition of financing or refinancing a property.

How is ACORD 27 different from ACORD 25?

ACORD 25 covers liability insurance; ACORD 27 confirms property (hazard) insurance.

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Daniel Whitfield

Insurance Documentation Specialist

Daniel researches and writes about ACORD insurance forms and commercial insurance documentation, helping agents, brokers, and business owners understand what each form requires and how to complete it correctly.

This site is not affiliated with, endorsed by, or sponsored by ACORD LLC. ACORD® is a registered trademark of ACORD Corporation. This guide is for informational purposes only and is not legal or insurance advice.